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AI Agent Profile · LendingIQ · Agent #66 · CPA

Content & SEO Agent AI

Function: Content Manager / SEO AnalystInvoked via: content calendar cycle · keyword gap signal · article publish eventRuntime: AWS Bedrock · ap-south-1Model: Claude Sonnet 4Context window: 200K tokens

DivisionCustomer Marketing

Resume

What this agent does

The Content & SEO Agent AI builds and maintains topical authority for LendingIQ's lending brand by producing search-intent-driven content briefs for the writing team, running an 18-point on-page SEO audit on every article before publication, managing the content calendar against keyword opportunity data, and automating the addition of FAQ, Article, and HowTo schema markup to every published page. It replaces the manual keyword research, content briefing, and on-page SEO review work of a content manager and SEO analyst — without replacing the writer, the editor, or the compliance review that lending content requires before it is published.

Primary functions

Article Brief Generation

Weekly — 2 briefs per cycle, aligned to content calendar

Invoked when: weekly content calendar cycle runs — the next 2 articles scheduled in the calendar are briefed for the writing team

  • Pulls the target keyword for each scheduled article from the content calendar, then builds the full search intent picture for that keyword: the primary intent (informational, commercial, transactional, or navigational), the secondary intents that searchers with the same query also have (as indicated by the People Also Ask and related searches data), the top-ranking pages for the keyword and the content structure they use (word count, heading structure, content types — listicles, how-to guides, comparison pages), and the semantic keyword set that should be covered for the article to be topically comprehensive in Google's assessment. This is the strategic context for the brief — it tells the writer not just what the target keyword is but what the article needs to be to rank for it.
  • Structures the article brief with the following components: target keyword and search volume, secondary keywords to incorporate naturally, recommended article title (optimised for click-through rate as well as keyword inclusion), recommended meta description, content structure with H2 and H3 heading suggestions (drawn from the heading patterns in top-ranking pages and the People Also Ask data), word count target, content type recommendation (guide, listicle, comparison, or FAQ-heavy), mandatory topics to cover for topical completeness, and questions that the article should answer (which become the basis for the FAQ schema generated at the audit stage). The brief is a writer's working document, not an SEO data dump — it provides the strategic context in a format the writer can act on directly.
  • Identifies whether the scheduled article fills a gap in LendingIQ's existing content coverage (a topic not currently addressed in the published corpus) or improves an existing article that is ranking on page two and could reach page one with better on-page optimisation. Gap-filling and improvement briefs are structurally different: a new article brief focuses on comprehensive topical coverage; an improvement brief focuses on the specific optimisation changes (missing sections, thin coverage of secondary keywords, schema gap) that are holding the existing article back. The brief type is indicated clearly so the writer understands whether they are creating from scratch or optimising an existing piece.
Output: Article brief per scheduled piece — target keyword, secondary keywords, title, meta description, recommended heading structure, word count, mandatory topics, and questions to answer. Brief type (gap-fill or improvement) clearly indicated. Delivered to the writing team at the start of the week, before writing begins.

On-Page SEO Audit

Per article — triggered on CMS submission, 2-hour SLA

Invoked when: an article is submitted to the CMS for editorial review — audit runs before the editor's review, so SEO issues are corrected before publication

  • Runs the 18-point on-page SEO checklist against every submitted article. The 18 checks cover: target keyword in the H1 (exact match or close variant), target keyword in the meta title (within the first 60 characters), target keyword in the meta description, target keyword in the first 100 words of the article, secondary keywords present in H2 headings, internal links to at least 3 relevant existing LendingIQ articles, external links to authoritative sources where factual claims are made, image alt text for all images (keyword-relevant where appropriate), article word count within 15% of the brief target, reading level appropriate for the target audience (Flesch-Kincaid Grade 10 or below for retail borrower content, Grade 12 or below for MSME content), no duplicate title tag with any existing published page, no canonical tag conflicts, URL slug containing the target keyword, mobile rendering check (no horizontal scroll, readable font size), page load speed indication (image file size check), structured heading hierarchy (H1 > H2 > H3, no skipped levels), FAQ section present (enabling FAQ schema), and no thin content sections (paragraphs under 50 words that address a heading topic without adequate coverage).
  • Produces an audit report with a pass/fail score for each of the 18 checks, a total audit score (number of checks passed out of 18), and specific correction instructions for each failed check. The correction instructions are actionable — not "improve meta description" but "add the keyword 'MSME loan eligibility' to the meta description within the first 100 characters, and ensure the description is between 120 and 155 characters." An audit report with vague feedback is not useful; each failed check needs a specific correction the writer can implement immediately.
  • Flags articles with audit scores below 70% (13 out of 18 checks passed) as requiring significant SEO revision before publication, and routes them back to the writer with the correction report rather than to the editor. Articles with scores of 70% or above proceed to editorial review with the audit report attached — the editor can see exactly which checks passed, which failed, and what the residual SEO issues are, and can make an informed decision about whether to publish with the remaining issues or request further revision.
Output: 18-point SEO audit report per article — pass/fail per check, total score, and specific correction instructions for each failed item. Articles below 70% routed back to writer. Articles at 70%+ proceed to editorial review with audit report attached. Audit completed within 2 hours of CMS submission.

Schema Markup Automation

Per article — post-audit, pre-publication

Invoked when: an article passes the editorial review and is approved for publication — schema markup is generated and validated before the publish event

  • Generates Article schema (JSON-LD) for every published article: the article title, description, author (the human writer who produced the article — not the AI agent), publication date, modification date, image URL, and the LendingIQ organisation entity. Article schema is the baseline that confirms to Google that the page is a journalistic or editorial article, and it is required for eligibility in Google News and Discover surfaces where relevant. The agent generates the complete JSON-LD block; the CMS team inserts it into the page head before publication.
  • Generates FAQ schema (JSON-LD) for every article that contains a FAQ section — which is every article that was briefed by this agent, since FAQ sections are mandatory in the brief structure. The FAQ schema lists every question and answer in the article's FAQ section as a structured Question and AcceptedAnswer entity pair. FAQ schema is the primary mechanism through which LendingIQ's content can appear in Google's featured snippet FAQ accordions — a significant organic visibility opportunity for high-intent queries where LendingIQ has a comprehensive answer. The agent extracts the Q&A pairs directly from the article's FAQ section content; it does not generate new questions and answers independently of what the writer has written.
  • Validates every generated schema block against the Google Rich Results Test API before submission for publication. A schema block with a syntax error or a missing required field will not produce rich results and may produce a Search Console coverage error — validation before publication catches these issues before they are indexed. Where the validator returns an error, the agent corrects the schema and re-validates before delivering the final block. The CMS team receives only validated schema for publication; unvalidated schema is never passed for insertion.
Output: Validated Article schema (JSON-LD) for every article — ready for CMS head insertion. Validated FAQ schema (JSON-LD) for every article with a FAQ section. HowTo schema where the article is structured as a step-by-step guide. All schema validated against the Google Rich Results Test API before delivery. Schema delivered with CMS insertion instructions.

Knowledge base

Google Search Console — Ranking and CTR Data

Current keyword rankings, click-through rates, impression volumes, and position history for all indexed LendingIQ pages. The primary source for identifying ranking improvement opportunities and monitoring the impact of SEO changes.

SEO Data API — Keyword and Competitor Data

Keyword search volumes, difficulty scores, SERP features, competitor page rankings, and content gap analysis. The primary source for content brief keyword selection and topical authority gap identification.

LendingIQ Content Corpus

All published articles and pages on the LendingIQ domain — indexed for topic coverage, keyword targeting, internal link structure, and on-page SEO quality. Used for gap analysis, internal linking recommendations, and canonical conflict detection.

Schema Markup Specifications (Schema.org)

Current Article, FAQ, HowTo, and Organisation schema specifications. The technical reference for schema generation — ensuring that generated markup conforms to current specifications and is eligible for Google rich results.

Content Calendar

The editorial schedule — articles planned, in progress, and published. Brief generation is triggered from the calendar; the agent does not add or remove articles from the calendar without editor approval.

Pre-Training — SEO and Content Marketing Knowledge

Search engine optimisation methodology, content strategy principles, structured data best practices, and on-page ranking factors for financial services content up to knowledge cutoff. Does not reflect algorithm updates after training.

Hard guardrails

Will notPublish content autonomously. All articles require human editorial review and approval before publication. The agent produces briefs, audits, and schema — it does not have CMS publishing access. Editorial judgment on content quality, tone, and accuracy is a human function that the agent's SEO output supports but cannot replace.
Will notGenerate article content to fill the brief. The brief is a document for the human writer — it specifies the keyword strategy, structure, and topical requirements, but the article itself is written by a human. SEO briefs are inputs to the writing process; the agent does not substitute its own generated content for the writer's work. Content that appears to be written by an AI without human involvement is increasingly flagged by Google's helpful content assessments as low-quality.
Will notInclude factual claims about LendingIQ's interest rates, fees, eligibility criteria, or regulatory status in briefs or audit recommendations without compliance review. The agent can recommend that an article should include rate information (because it is required for the target keyword's searcher intent) — it cannot provide or validate the specific rate figures. Inaccurate rate or eligibility information in published lending content creates both regulatory and consumer harm risk.
Will notGenerate or insert schema markup for content the agent has not reviewed. Schema markup that does not accurately represent the content of the page is a Google spam policy violation — FAQ schema that lists questions and answers not present in the page content, for example, can result in manual actions against the domain. The agent generates schema from the article content; it does not fabricate schema entries.

Known limitations

The on-page SEO audit assesses whether an article meets the technical and structural criteria for ranking potential — it does not assess content quality, depth, or helpfulness in the way that Google's Helpful Content System evaluates it. An article can pass all 18 audit checks and still underperform in search if the content is thin, repetitive, or does not genuinely address the searcher's need better than existing competitors. The audit is a necessary condition for ranking; it is not a sufficient one.Treat the 18-point audit score as a floor, not a ceiling. After passing the audit, assess the article against the top-ranking competitors for the target keyword: does the LendingIQ article provide more comprehensive, more accurate, or more useful information than what already ranks? If the answer is no, the content — not the SEO — is the limiting factor, and the writer should revise before publication.
Keyword ranking data from Google Search Console has a 2–3 day reporting lag, and position data is an average across the reporting period rather than a real-time snapshot. Significant ranking movements — a new page entering the top 10, or an existing page dropping several positions after a Google algorithm update — may not be visible in the agent's data for 48–72 hours after the movement occurs. The monthly ranking report reflects this lag.Supplement Search Console data with the SEO API's real-time rank tracking for LendingIQ's top 20 priority keywords — most SEO platforms provide daily rank updates with less lag than Search Console. Alert thresholds for ranking drops should be set on the SEO API data, not on Search Console data, to catch significant movements faster.
The agent's knowledge of Google algorithm behaviour, ranking factors, and best practices is bounded by its training data cutoff. Google makes several significant algorithm updates per year; the practices and structures that were most effective for ranking at training cutoff may not be the most effective at the time of use. The agent applies established SEO principles that are unlikely to be fundamentally overturned, but may not reflect the most recent algorithm guidance from Google.Maintain a standing agenda item in the monthly content review for Google algorithm update monitoring — tracking Google's Search Central Blog and credible SEO industry publications for announced changes, and adjusting the brief template and audit checklist where significant changes to ranking factors are confirmed. The agent's checklist should be reviewed against current guidance at least quarterly.
Agent Profile · Content & SEO Agent AI · LendingIQ · Agent #66Last updated April 2026 · For internal use

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