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Underwriting sits at the heart of lending. It decides who gets the credit, at what risk, and under what terms. Yet even as banks and NBFCs digitize all other workflows, underwriting remains one of the most judgment-heavy and manual processes in financial services. The next leap in lending will not come from faster automation. It will come from smarter reasoning and new systems that understand, explain, and evolve with institutional judgment. This is the vision behind the Unde

Over the past decade, banks and NBFCs have spent billions digitizing every step of the lending process: onboarding, KYC, documentation, disbursement, and collections. But the one function that determines who gets credit and why (underwriting) has barely evolved. Today's underwriters operate inside workflow tools that automate paperwork but not judgment. They face endless screens, data PDFs, bureau reports, and internal policies, yet decisions still rely on instinct, instituti

Fraud in the lending industry has surged to all time high in recent years, driven by the rise of generative AI. Fraudsters have become...

The world of business and corporate lending is massive with more than $20 trillion in credit will flow to companies annually by 2030...

Loan underwriting remains the backbone of financial institutions worldwide, yet many still rely on outdated, manual processes that are...