When an application hits the LOS, the bottleneck is rarely "reading the PDF" — it is reconciling income across bureau, GST, ITR, and management-provided estimates under time pressure. The CRO AI is invoked with the full document bundle and policy corpus; it returns a single narrative risk opinion plus machine-readable JSON.
Teams typically route Low confidence or High risk grades to a senior analyst queue while letting standard cases move faster with pre-built exception lists. The agent never replaces approval authority; it compresses the preparatory work.
Operating tips
- Pass OCR-clean text, not raw scans, for financial statements.
- Include the active policy version slug so RAG resolves the right corpus.
- Use the JSON output to drive workflow routing in your orchestration layer.