Underwriting & Credit
Financial analysis agentFully automated
Cashflow & Income Underwriting
Analyses bank statements, tax returns, and payroll data to derive income, debt-service coverage, and repayment capacity. Detects anomalies like unreported liabilities and irregular deposits before the file reaches an underwriter.
What it delivers
- Analyzes bank statements in 2 minutes vs 45 minutes manual
- Detects 80%+ of anomalies before analyst review
- Consistent financial assessment across every single file
Connects to: Bank statement parsers, payroll / VOE systems, LOS