Our Mission
Our mission is to unlock the true potential of every business by empowering lenders with AI to make faster, fairer, and data-driven credit decisions, ensuring transparent and unbiased access to capital for the deserving.
Our Story
LendingIQ is guided by a seasoned leadership team with deep expertise in fintech, lending, data science, and financial services—supported by elite academic backgrounds.
​
Ashish Kaushik – Founder & CEO
Ashish brings over five years of hands-on experience in fintech and MSME lending, including building a 100CR loan book and automating loan origination and underwriting. A two-time entrepreneur in FinTech and F&B, he has built Moo Farm’s credit trading infrastructure, scaled to 150,000+ users, and grew the app to over 1 million downloads. Ashish holds degree from IIT Roorkee blending technical excellence with entrepreneurial passion.
​
Ankit Singh – Founder & CTO
With six years of experience in data science, Ankit expertly connects analytics and engineering to create business impact. He has built personalization and financial solutions at American Express and led mission-critical technical projects at MakeMyTrip. Ankit is an alumnus of IIT Roorkee underpinning his leadership with deep technical skill and industry insight.
​
Sai Koundinya – Founder & CPO
Sai is a seasoned financial services executive with a decade of experience at American Express. He has excelled in product, risk, and data science, driving best-in-class lending and marketing solutions. Sai’s academic journey includes BITS Pilani and IIM Calcutta, and he brings strategic vision from his work at Amex.
​
Our Commitment
Our leadership team combines pedigrees from IIT Roorkee, BITS Pilani, and IIM Calcutta with track records at industry giants like American Express, Cred Flow, and MakeMyTrip. Together, we are committed to innovating responsibly and delivering transformative, scalable lending solutions with technical rigor, operational focus, and customer-centric values.